Money, money, money. It’s what makes the world go round – but how do we keep more of what we earn? We’ve all been in that all too familiar situation at the end of the month, checking the bank balance and finding, yet again, we’ve not been able to save any money. But how do you make the change? How can you stop dreading checking your balance and start enjoying the sight of your pennies adding up?
Use Coupon Websites Like Livingsocial
Daily deal coupon websites like Livingsocial utilize group buys to make things cheaper. You can get gym memberships, groceries, gift cards, and nearly everything you could possibly need for less. You just need to decide what you need ahead of time, so that you don’t end up buying dog grooming certificates for a dog you don’t own yet.
Use comparison sites
Comparison sites do the hard work for you and find the best deals around. Sometimes only associated with car insurance, comparison sites can be found for a whole host of different products and services. From food shopping to flights to electronic goods, comparison sites are an invaluable component of any frugal person’s toolbox.
Buy out of season
Obviously this doesn’t apply to foodstuffs. In fact, in-season food is normally cheaper. This applies to clothes. Towards the end of summer, grab all those skimpy swimwear items, hats, and sandals in preparation for next summer. As winter draws to a close, it’s time to invest in that nice big coat you’ve had your eye on.
Retailers panic towards the end of a season and heavily discount the items they think won’t sell before the weather changes. Unless you’re a real fashionista with plans to take to the catwalk, then last year’s gear is indistinguishable from the most current fashion. Plus, the money you save means you can afford the better quality clothing that will last you for years to come.
Cycle or walk to work
If it is possible to get to work or school by free means, do it. It will not only save you a bucket-load of cash, it will also save on costly gym fees. The money spent on commuting is often over-looked as a negligible amount but small and consistent outlays quickly add up to considerable sums of money.
If your commute is too long to walk or cycle, consider other money-saving schemes such as car-sharing.
Buy own brand
Own brand products can be hit and miss. Spend some time trying out different items to see which ones compare to their brand-name alternatives. Often you’ll be surprised by just how cheap you can get a product without noticing a decline in quality.5. Use libraries
Libraries are severely under-rated by many people. Library usage in the UK has fallen by 30% over the past decade, despite still offering the best option for free entertainment and information around. Many people also never consider libraries for things other than books. Check out your local library and you’ll find computer games, DVDs, and any number of multimedia products available at no cost, potentially saving you hundreds of pounds in rental or purchasing fees.
Making just a few slight adjustments to your daily spending habits can quickly add up. With no decline in quality of living, and just some intelligent planning and forethought, you can save money to put towards the finer things in life.